§  Planning a bank visit in December.?

§  How many bank holidays are there in December 2025.?

§  On what days will banks be closed in December 2025.?

December Bank Holidays: December is not only the last month of the year – it is also one of the busiest months for bank holidays in India. Between national holidays, state‑level festivals, memorial days, Christmas week and weekends, many bank branches will remain shut on multiple dates.

According to the Reserve Bank of India (RBI) bank holiday calendar, banks can remain closed in different states on different days and if you do not plan your work in advance, you may find that “bank closed today” message right when you need cash, a demand draft, locker access or KYC update.

This guide explains, in simple English, the December bank holidays (13 key dates) when physical bank branches will be closed in one or more states – and how you can still use online banking, UPI and ATM services without any issue.

Details & Context

Why December Has So Many Bank Holidays

Every year, the RBI publishes a state‑wise bank holiday calendar under three categories:

·       Negotiable Instruments Act holidays

·       Real Time Gross Settlement (RTGS) holidays

·       Bank account closing / other special holidays

On top of this, there are common weekly offs (second and fourth Saturdays, plus all Sundays), which are also very popular search terms like “December bank holidays”, “bank holidays in December 2025”, “bank closed today in my city”.

For this article, the focus is on 13 specific December bank holidays where regional branches will remain closed due to state‑level observances and Christmas‑related breaks, apart from regular weekends.

1 December – Statehood & Indigenous Faith Day

·       Where are banks closed.? Arunachal Pradesh, Nagaland

·       Reason:

o   Arunachal Pradesh: Statehood/State Foundation related observance (Indigenous Faith Day)

o   Nagaland: Indigenous Faith Day / state observance

If you stay in Arunachal Pradesh or Nagaland and are planning to visit your branch on 1 December, you should reschedule your visit, because banks will not open for over‑the‑counter work on this day. In the rest of India, banks will operate as usual.

December Bank Holidays – Full List of 13 Key Dates

Below is a simple, date‑wise list of the 13 important December bank holidays mentioned in the original notification, along with states and reasons:

·       1 December – Arunachal Pradesh, Nagaland

Indigenous Faith / State observance; banks closed

·       3 December – Goa

Feast of St. Francis Xavier; banks closed in Goa

·       12 December – Meghalaya

Death anniversary of Pa Togan Nengminza Sangma; banks closed in Meghalaya

·       18 December – Meghalaya

Death anniversary of U Soso Tham; banks closed in Meghalaya

·       19 December – Goa

Goa Liberation Day; banks closed in Goa

·       20 December & 22 December – Sikkim

Losoong / Namsoong festival; banks closed in Sikkim on both days

·       24 December – Mizoram, Nagaland, Meghalaya

Christmas Eve; banks closed in these three north‑eastern states

·       25 December – All‑India

Christmas Day; nationwide bank holiday across India

·       26 December – Mizoram, Nagaland, Meghalaya

Post‑Christmas celebrations; local bank holiday

·       27 December – Nagaland

Extended Christmas celebrations; banks closed in Nagaland

·       30 December – Meghalaya

Death anniversary of U Kiang Nangbah; banks closed in Meghalaya

·       31 December – Mizoram, Manipur

New Year’s Eve and Imoinu Iratpa festival; banks closed in these states

Remember: These are in addition to weekly holidays like second/fourth Saturdays and Sundays, which many users search as “December bank holidays second Saturday”, “December 2025 bank holidays list state wise”.

Quotes (Explainer‑Style)

·       A senior banking official

“Customers should always check the December bank holiday list before planning any major transaction, especially in states where local festivals and memorial days are observed only by banks in that region.”

·       Personal finance advisors frequently remind

“Searches like ‘bank closed today’ or ‘is bank open tomorrow’ spike during month‑end and festival seasons. If you plan your visits before these holidays, you can avoid cheque clearance delays and last‑minute stress.”

These insights match what Google Trends and news portals show – terms like “bank holidays in December 2025”, “December bank holidays India”, “bank closed today India” are heavily used by people trying to plan their cash flow and paperwork.

Additional Information

Online Banking & UPI Will Work as Usual

Even when physical branches are closed on these December bank holidays, almost all digital channels stay active

·       Internet banking and mobile banking apps

·       UPI apps (PhonePe, Google Pay, Paytm, BHIM, etc.)

·       Debit/credit card payments

·       Most ATMs (unless there is a local power/network issue)

So you can

·       Transfer money using NEFT/RTGS/IMPS/UPI

·       Pay bills, recharge and do online shopping

·       Check balances and download statements

This is why many users no longer just search for “bank holiday today” but also for “bank online services today”, “UPI working today”, “is net banking working on bank holiday” – because most digital services remain uninterrupted.

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Impact Analysis

i.                 Customers

If you do not check the December bank holiday list before visiting your branch, you may face:

·       Delay in cheque deposits and clearance

·       Postponed loan applications, locker visits, KYC updates

·       Crowding on the next working day, especially around Christmas and New Year

For people who handle cash‑intensive businesses or need branch visits for DDs, RTGS from branch or documentation, planning around these 13 days is very important.

ii.               Banks

For banks, December is a high‑traffic month due to:

·       Year‑end deposits and investments

·       Tax and advance tax planning

·       Festive spending (Christmas and New Year)

Even a few extra holidays mean that branches must handle higher footfall on working days. That is why RBI and major financial news sites actively highlight “December bank holidays in India – full list, state wise” to help both banks and customers manage workload smoothly.

iii.             Digital Shift

The combination of multiple holidays plus strong UPI and net‑banking penetration is pushing more people to go digital, especially for:

·       Everyday payments

·       Small business collections

·       Routine transfers and bill payments

This trend is clearly visible in search behaviour, where users mix queries like “December bank holidays” with “online banking today”, “UPI not working”, etc., showing that people are planning around branch closures while relying on 24×7 digital rails.

Conclusion

December is packed with bank holidays across India, from Indigenous Faith Day in Arunachal Pradesh and Nagaland to Goa Liberation Day, Sikkim’s Losoong/Namsoong festivals, memorial days in Meghalaya, Christmas week breaks in the North‑East and New Year’s Eve closures in Mizoram and Manipur.

In total, there are 13 key December bank holidays (apart from weekly offs) during which many branches will not offer counter services. However, your online banking, UPI and card payments remain fully active, so smart planning can remove almost all inconvenience.

If you:

·       Check the RBI‑based December bank holiday list in advance

·       Avoid last‑minute branch visits on these dates

·       Use internet banking and UPI for routine work

…you can easily handle all your money tasks without getting stuck at a closed shutter.

Call to Action (CTA)

If this December bank holiday guide helped you plan your banking work, make sure you:

·       Bookmark this article for quick reference

·       Share it in your family and office groups so nobody is surprised by a “bank closed today” board

·       Always confirm your local state‑wise holidays on the official RBI holiday list or your bank’s website before you visit

For more clear, simple and fast updates on bank holidays, financial alerts and daily news that actually affects your life, follow and share The Daily Hints on all your social media platforms.

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